Key Factors

Premium Financing Process

Determine Coverage & Budget  >  Sign Contract & conduct medical examination  >  Complete Premium Financing Application  >  Insurer offers letter Of Acceptance Or Conditional Letter of Acceptance after underwriting  >  Transfer 30% of premium to complete whole process Read More..

Main Features

There are different aspects to evaluate in a Universal Life Quotation and you can take a look at these pointers Read More..

UniversalLife vs Term

There are many people in Hong Kong and China, who still do not understand what the difference between a Universal Life insurance plan and a Term insurance plan is. This is a result of the big difference between the premiums payable for both plans. For example a customer who is aged 50, his premium Read More..